Members should inform creditors that they are which of the following?

Members should inform creditors that they are proactive in managing their debt to foster a positive relationship and open lines of communication regarding their financial situation. By taking this approach, members demonstrate responsibility and a willingness to work with creditors to fulfill their obligations. This proactive attitude can lead to more flexible arrangements for repayment or other support options, as creditors may be more inclined to work with individuals who show initiative in addressing their financial challenges.

Communicating about being proactive also signals to creditors that members are aware of their financial responsibilities and are actively seeking solutions to manage their debts effectively, which can help in negotiating terms or seeking assistance if necessary. This is important in maintaining a good credit standing and may empower members to take charge of their financial health.