What does preventive counseling primarily aim to accomplish?

Preventive counseling primarily aims to manage challenges that arise from changes. This approach focuses on preemptively addressing potential financial difficulties before they become overwhelming. By providing guidance and support, it helps individuals adapt to life transitions—such as job loss, changing family dynamics, or unexpected expenses—allowing them to navigate these changes more effectively. This proactive stance is vital in helping clients build resilience and maintain financial stability.

While other aspects of financial counseling, like coping with debt or evaluating past issues, play important roles, preventive counseling specifically emphasizes anticipating and managing challenges as they come, thereby enhancing clients' preparedness for future situations. It teaches members to recognize the indicators of potential problems and gives them tools to respond accordingly, thus promoting overall financial wellness.