What is the main difference between a General POA and a Durable POA?

A General Power of Attorney (POA) indeed expires upon the principal's death, which is a key distinguishing feature from a Durable Power of Attorney. The main purpose of a General POA is to grant another individual (the agent) the legal authority to act on behalf of the principal in various aspects, but it becomes void once the principal passes away.

In contrast, a Durable Power of Attorney remains effective even if the principal becomes incapacitated. This durability allows the agent to continue managing the principal's affairs during periods where the principal cannot make decisions for themselves, thus providing continuity in decision-making.

The other options do not capture the primary distinction effectively. While the Durable POA may grant broader powers, that is not the central difference regarding its longevity and effectiveness related to the principal's capacity. Being limited to financial decisions does not define the General POA, as it can encompass other areas as well. Therefore, understanding that the main difference is how both POAs respond upon the principal's death clearly highlights the critical nature of the General POA's expiration upon that event.