Which factor should NOT be considered when selecting insurance?

When selecting insurance, it is crucial to focus on factors that directly impact financial security and the adequacy of coverage. Premium and deductible amounts are essential as they determine the cost of insurance and the portion you are responsible for during a claim. Personal financial comfort is significant because individuals should select policies that fit within their budget and financial goals, ensuring they can maintain payments without strain. Coverage that meets individual needs is perhaps the most vital factor; insurance should provide adequate protection against risks that are relevant to your specific circumstances.

Considering trends in social media, while it may inform you about public perception or popular opinions regarding certain products, it does not reflect the objective quality or appropriateness of a specific insurance policy. Insurance decisions should be based on personal needs and solid financial considerations rather than on external trends, which are often fleeting and can vary widely. Therefore, social media trends do not play a role in selecting insurance and should not be a determining factor in such a significant financial decision.