Which of the following is NOT a method for addressing medical debt?

Tax deductions for medical expenses can indeed help reduce a person's overall taxable income, but they do not directly address medical debt. This method allows individuals to deduct certain medical expenses from their income when they file taxes, potentially resulting in a refund or reducing the amount of tax owed. However, this is more of a financial relief option during tax season rather than a proactive approach to managing or repaying existing medical debt.

In contrast, private insurance, payment restructuring, and public programs are all methods that can directly assist individuals in managing or alleviating medical debt. Private insurance provides coverage to help pay for medical expenses, thus preventing the accumulation of large debts from medical bills. Payment restructuring refers to negotiations with healthcare providers or lenders to create a more manageable repayment plan, making it easier for individuals to pay off their debts. Public programs, often offered by government entities, can provide financial assistance or resources to those struggling with medical expenses, again addressing the debt issue more directly.